industry
Verification APIs for insurers
Identity, document and account checks for policy issuance and claims, with the evidence your reviewers need.
the problem
What teams deal with
- Proposal forms and claims arrive with documents that need reading and checking.
- Payout accounts must be verified before money moves.
- Reviewers need to see what raised a flag.
apis
APIs for insurers
PAN verification API
Check that a PAN exists and is active, and see the permitted details on record, with the source and time of every field.
PAN card OCR API
Read the PAN, name and other printed details from an uploaded PAN card image, with a confidence score and warnings for each field.
Aadhaar OCR and masking API
Read the permitted details from an Aadhaar card image and mask the Aadhaar number, which is never stored unmasked.
Document tampering detection API
Flag signs that an ID or supporting document was edited, with the affected region, severity and confidence for each indicator.
Bank account verification API
Check that a bank account exists and can receive funds, and compare the account holder’s name with the name you were given.
Face match and liveness API
Compare a selfie with the photo on an identity document, and check a capture for signs of a presentation attack, as two separate results.
good to know
Good to know
- Your KYC obligations remain yours. Koshio supplies checks and the evidence behind them; your policies decide what happens next.
- Designed to support the know-your-customer checks IRDAI’s rules ask of insurers, with your policy deciding each outcome.
questions
Questions
Can these checks be used at claims as well as onboarding?
Yes. Document, identity and account checks work the same way at any point in the policy’s life.
Talk to us about insurers
Tell us what your flow looks like today, and we'll show you how the checks fit into it.
Or write to sales@koshio.in