industry
Verification APIs for fintechs
Build onboarding once and add checks as your products grow, without a new integration for each.
the problem
What teams deal with
- Engineering time goes into stitching providers together instead of the product.
- Partners and regulated lenders ask to see what was checked and when.
- Onboarding has to stay fast on a phone.
apis
APIs for fintechs
PAN verification API
Check that a PAN exists and is active, and see the permitted details on record, with the source and time of every field.
Face match and liveness API
Compare a selfie with the photo on an identity document, and check a capture for signs of a presentation attack, as two separate results.
GSTIN verification API
Check a GSTIN’s registration status and the business details on record: legal and trade name, constitution, jurisdiction and activities.
CIN and LLPIN company data API
Look up a company or LLP by CIN or LLPIN and see its status, type, incorporation date and permitted officer details.
Bank account verification API
Check that a bank account exists and can receive funds, and compare the account holder’s name with the name you were given.
PAN card OCR API
Read the PAN, name and other printed details from an uploaded PAN card image, with a confidence score and warnings for each field.
good to know
Good to know
- Your KYC obligations remain yours. Koshio supplies checks and the evidence behind them; your policies decide what happens next.
- If you work with a regulated partner, such as a bank or NBFC, their KYC policy sets which checks you run.
questions
Questions
Can we start with one check and add more later?
Yes. Every API is designed around the same request and response shape, so adding a check does not mean a new integration.
Talk to us about fintechs
Tell us what your flow looks like today, and we'll show you how the checks fit into it.
Or write to sales@koshio.in