company
Koshio is building identity, risk and financial intelligence APIs for banks, NBFCs, fintechs and insurers in India. Today we work with teams through walkthroughs, one use case at a time.
why
Onboarding a borrower or a merchant in India often means stitching together separate providers for PAN, bank accounts, GST, company records and documents. Each brings its own contract, request format and ways of failing.
Koshio is designed to put those checks behind one API, one request shape and one evidence trail, so your team spends its time on decisions rather than integrations.
how
Built around Indian identifiers and registers: PAN, GSTIN, Udyam, CIN and bank accounts, and the rules that govern how they are checked.
Each request states why the data is needed and carries a consent record where one is required.
Koshio returns checks, signals and the evidence behind them. Your team decides what happens next.
Our demos and this website use synthetic people, businesses and identifiers, never real customer data.
Tell us what you need to verify and we'll walk you through how Koshio is designed to handle it.
Or write to sales@koshio.in
