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A credit is the unit Koshio uses to meter agent activity such as chat turns, embeddings for PDF search, and dashboard generation. Heavier model profiles cost more credits per turn than lighter ones. You can see exactly how credits are spent on the in-app usage page.

Yes. Free includes a starter credit allowance, a Tally connector path, and the Min model. It's enough to evaluate Koshio against your actual books before deciding on a paid plan.

Paid plans are launching shortly. Tap "Notify me at launch" on any paid tier and we'll email you before subscriptions go live. India launch will use INR via Razorpay with GST-compliant invoices.

No. Credits are a non-refundable, non-transferable service unit. Included credits reset with the billing period; top-up terms will be shared before paid subscriptions open.

Koshio works with Tally Prime and Tally ERP 9 on Windows 10 and Windows 11. The desktop connector reads ledger and master data locally and forwards only what the workspace needs.

Your books stay on your Windows machine. The Koshio connector exposes a local API; the workspace queries it on demand. We never copy your full Tally database to the cloud, and you can revoke access at any time.

No. Free does not require a payment method. Cards are collected only when a paid subscription is created, after launch.